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Who Will Be Impacted By Obamacare Is Looked At
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Story By: Larry Stine



  Originally Published on: 10/3/2013

Obamacare is officially open for business. Uninsured Americans can now sign-up for insurance on a new online marketplace. Tory Dunnan is in Washington with more on the rollout and who this impacts. "The Affordable Care Act is here." President Barack Obama says millions of Americans don't have health insurance because they've been priced out of the market, until now. "They'll finally be able to afford coverage," he says. But when it comes to Obamacare, who exactly is 'they'? If you have sufficient health insurance through your employer or Medicare, i.e., the government, it likely doesn't mean you. If all goes as planned, when you head to healthcare.gov, you, the uninsured consumer, will have a choice of bronze, silver, gold and platinum plans. "You enter some basic information and you'll be presented with a list of quality affordable plans available in your area with clear descriptions of what each plan covers and what it will cost," says President Obama. Basically, the lower the premium, the higher the out-of-pocket costs. Prices vary by states, doctors and networks vary by plans. Some consumers will be eligible for federal assistance when it comes to those premiums. For example: A single person making less than $46,000 a year is eligible, so is a family of four making less than $94,000. You must sign up by Dec. 14 to get coverage by the start of the year. If you don't sign up by the end of March, you won't be able to get insurance until 2015 and could be subject to a fine. And this affects business owners as well. Although, it's been delayed a year due to technical glitches, companies will be able to pick one plan for workers to enroll in. But only three percent of the country's small businesses will be affected, because those with fewer than 50 workers are exempt.
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